Access to Finance


The Government provides an enabling environment for the growth and development of globally competitive and resilient SMEs. Initiatives and programs by the Government are directed towards addressing constraints and enhancing capabilities of SMEs in areas such as financial accessibility, advisory services, marketing, and technology.

Incentives in the form of grants and soft loans are provided by the various Ministries and their agencies. Apart from the Government, funds are also channeled through commercial financial institutions to assist SME’s.

The following organizations also provide loans and grants for small businesses and they may be contacted for further information.

  • Fiji Development Bank (FDB)
  • Ministry of Tourism
  • Northern Development Program (NDP)
  • Micro-Finance Unit- South Pacific Business Development (SPBD)/ Fiji Council of Social Services (FCOSS)
  • Ministry of Women
  • Commercial Banks